PayoffPath
PDF Import • Debt Forecasting • Timeline Viz

See Your Debt Disappear

Financial command center for people who respect data over debt. Track expenses, forecast payoff timelines, and execute your plan.

Debt Payoff TimelineDebt-free: Mar 2028
Credit Card$8,450
Student Loan$24,200
Car Loan$12,800

$45,450

Total Debt

$1,250

Monthly

36 mo

Until Free

Personal Finance Apps Are Broken

You've tried them. You know the frustration.

Overpriced Apps

Competitors charge $99-150/year for basic features you might not even use.

Missing Features

No PDF bank statement import. Manual entry for everything. Hours wasted.

Wrong Visualizations

Pie charts show where you ARE. Timelines show where you're GOING.

The Solution

Your Financial Command Center

PayoffPath gives you the tools you need without the bloat you don't. Dark mode. Data-dense. Built for people who respect their money.

  • Import PDF bank statements instantly
  • See your debt-free date calculated
  • Track every expense with smart categorization
  • Forecast your financial future
  • Export professional reports
Get Started Free

Total Debt

$45,450

Monthly Burn

$3,240

Debt-Free Date

Mar 2028

Runway

36 months

Debt Payoff Projection

Everything You Need, Nothing You Don't

Six core features. No bloat. No confusion.

PDF Import

Upload bank statements and watch transactions appear automatically. No manual entry.

Debt Payoff Calculator

Snowball, avalanche, or custom strategy. See exactly when you'll be debt-free.

Timeline Visualization

Watch your debt bars shrink over time. Progress you can actually see.

Budget Tracking

Set category budgets. Get visual alerts before you overspend.

Forecasting

Project your financial future. What-if scenarios at your fingertips.

Export Reports

Generate professional PDF reports. Monthly summaries, debt progress, and more.

How It Works

Three steps. No complexity. Just results.

01

Import

Upload your PDF bank statements or enter transactions manually. Your choice.

02

Categorize

Tag expenses, assign to budgets, and add notes. Smart suggestions help you go fast.

03

Execute

See your timeline, track progress, and stay on course to debt-free.

Why PayoffPath?

Side-by-side with the competition. The differences are clear.

Feature
Other Apps
PayoffPath
Annual Cost
$99-150
$50
PDF Import
Timeline Viz
Pie charts
Timelines
Debt Focus
General
Built for it
Dark Mode
Sometimes
Default
Bank Sync
Required
Optional

Simple, Fair Pricing

Half the price of competitors. Twice the focus on debt payoff.

Free
$0forever
Get started with the basics
  • 100 transactions/month
  • 1 debt account
  • Manual entry only
  • Basic reports
Start Free
Most Popular
Pro
$50/year
Everything you need to get debt-free
  • Unlimited transactions
  • Unlimited debt accounts
  • PDF bank statement import
  • Advanced forecasting
  • Export PDF reports
  • Priority support
Go Pro

View full pricing details →

Frequently Asked Questions

Start Your Path to Debt-Free

Join thousands of people who've taken control of their finances with PayoffPath.

Start For Free

No credit card required. Free tier available forever.