Built for People Who Respect Their Money
PayoffPath was born from frustration with overpriced, bloated finance apps that treat debt payoff as an afterthought. We believe in tools that are focused, fast, and fair.
Why We Built This
We were tired of personal finance apps that cost $100+ per year, required bank account connections we weren't comfortable with, and showed us the same unhelpful pie charts everyone else uses.
We wanted something different. Something that showed progress — debt timelines going down, not static snapshots of where we are. Something that let us import bank statements as PDFs instead of connecting our accounts. Something that costs half as much and works twice as well for debt payoff.
So we built it. PayoffPath is the financial command center we wanted for ourselves. Now it's yours too.
Our Philosophy
Focus on Results
Every feature exists to help you become debt-free faster. No bloat, no distractions.
Privacy First
Your data is yours. No bank connections required. No selling your information.
Speed Matters
Fast UI, instant calculations, quick imports. Your time is valuable.
Progress Visible
Timeline visualizations that show debt going DOWN. Motivation built in.
Product Roadmap
Core app launch
CompleteDashboard, transactions, debts, budgets
PDF import
CompleteBank statement parsing
Mobile app
In ProgressiOS and Android native apps
Smart insights
AI-powered spending analysis
Partner integrations
Debt consolidation recommendations